occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our standard overdraft practices.
authorize and pay overdrafts for the following types of transactions:
authorize and pay overdrafts for the following types of transactions
unless you ask us to
We pay overdrafts at our discretion, which means we
do not guarantee
that we will always authorize and pay any type of transaction. If we
authorize and pay an overdraft, your transaction will be declined or returned unpaid.
Under our standard overdraft practices:
If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions, simply complete this form below or call us (877) One-United or (877) 663-8648.